If safety and legality aren’t compelling enough reasons for you to follow your local electrical code and have your work inspected, a chat with your insurance agent might be more convincing. Any damage to your house as the result of faulty, uninspected electrical work (no matter whether it’s done by you or an electrician) probably will not be covered by your insurance company (read your policy carefully). This can range from something relatively simple such as cleaning up after smoke damage to losing your entire home in a fire.
Let this sink in for a moment. You could lose a $200,000 house if a kitchen circuit isn’t installed properly, becomes overloaded, and starts a fire in your walls—all due to the lack of a permit and inspection. Why take the chance? Some electricians might tell you not to bother with a permit for some jobs, but you have to wonder why a contractor would put his business reputation or even license on the line like that. Gambling is more fun in Las Vegas. At least you can get a cheap steak dinner and 24-hour lounge acts out of it.
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